Property and Casualty Insurance
Protection Advantage goes above and beyond standard property and casualty insurance with more than 20 enhanced features, covering everything from valuable records to computer fraud. Our policies include:
- > Building and personal property coverage (replacement cost with no co-insurance)
- > $25,000 fine arts coverage with higher limits available
- > Coverage for loss of business income
- > General liability (including medical payments and fire legal liability for landlords)
- > Non-owned and hired auto
- > Equipment breakdown coverage
- > Crime coverage
- > Optional lawyers’ endorsement extensions
- $250,000 accounts receivable
- $250,000 accounts receivable in transit
- $10,000 billable hours loss of business income option
- 90 days of extended business income
- $25,000 business income loss from dependent property
- $500,000 business income loss from newly acquired premises
- $10,000 claim data expense
- $50,000 computer equipment, data, media in transit or at a location
- $10,000 computer fraud coverage
- $10,000 limited building coverage for tenant obligations
- $500,000 newly acquired property (business personal property)
- Loss through ordinance of law covered – tenants’ improvements and betterments
- $50,000 increased period of restoration due to ordinance of law
- $5,000 outdoor trees, shrubs, plants and lawns
- $5,000 unauthorized business card use
- $5,000 utility service direct damage – water, power, communications
- $2,500 utility service business income – water and power
- $125,000 valuable papers and records on premises and in transit
To find out more, please contact us or request a quote.